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POINT OF SALE

Payments Hub

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Split any bill across cash, card, UPI/QR and credit.

  • One tender screen for every way your customers pay.
  • Split a single bill across cash, card, UPI/QR, wallet and store credit, take part of an order on credit and settle the balance across multiple partial payments.
  • Even switch tender currency mid-order, inside the running sale.
  • A provable tender trail per shift — even fully offline.

◈ Included from the Growth plan (₹2,999/site/mo yearly)

Point of Sale5 apps in this family
What you get

Capabilities that ship on day one.

01
Split tender

Divide any bill across cash, card, UPI/QR, wallet and Pay Later credit — any combination, any order.

02
Custom tenders

House account, store credit, voucher schemes — if your counter takes it, the tender screen shows it.

03
Partial order on credit

Take part-payment now and park the balance on the house ledger — the customer settles across multiple split payments over time.

04
Mid-order currency switch

Change tender currency inside the running sale — priced in one, paid in another, both posted clean.

05
Offline-safe refunds

Refunds post offline and reconcile on reconnect — the queue never waits on a card network.

06
Pay Later credit

House accounts with limits, statements and ageing, settled against the same ledger.

07
Tokenised cards

PAN data never touches the register. PCI-DSS tokenisation is on by default.

Get Payments Hub

Included from the Growth plan (₹2,999/site/mo yearly).

No integration project
One price per site
Migrate with bulk import
Start free Book a demo Model in price calculator →
Complete capability set

Everything Payments Hub ships with.

Gift-card and store-credit tenders alongside cash, card, UPI and credit Split tender — cash, card, UPI/QR, wallet, credit in any mix Custom tender methods (house account, vouchers, store credit) Partial order on credit — part-pay now, balance to the house ledger Balance settled across multiple partial payments over time Mid-order currency switch — tender in a different currency without re-ringing Pay Later house accounts with limits, statements & ageing Offline-safe refunds — post now, reconcile on reconnect Partial refunds with manager-approval thresholds PCI-DSS tokenised cards — PAN never stored Grand-total rounding configured your way Per-tender shift totals & settlement reports Card-on-file for repeat customers Deposit & advance collection against orders
Payments Hub in the field
retailda · payments hub · terminal t-4
Amount due₹1,485.00
CashCardUPI / QR WalletCreditPay Later
UPI / QRsettled · REF 88421031₹985.00
Cashtill 02₹500.00
Store creditlimit ₹2,000 avail—
Split tender · 2 methods on one billChange ₹15.00
Concept render — same capabilities as the shipped app; interface simplified for illustration.
Works with

The apps most teams switch on next

Nothing here needs connecting. Turning an app on simply reveals capability that is already reading the same data.

Integrations

Syncs with your existing stack

Epson Siemens Schneider Electric Panasonic Havells Lenovo Ubiquiti UniFi Zigbee LoRaWAN TVS Electronics Toshiba Casio TSC Printronix ESP32 Modbus Tuya EZVIZ Nuki IoT Home Assistant SwitchBoot Hitachi Crompton Greaves Brother Essae Posiflex Tally HP Dell MAVLink xTerra Robotics Industrial Shields NORVI Waveshare
Stripe Razorpay WooCommerce WhatsApp Business Twilio Verifone Star Micronics CloudPRNT ZATCA Paytm OpenAI Anthropic Google GST e-Invoice PrintNode Zoho SAP Shopify WordPress Microsoft 365 ONDC DigitalOcean Dunzo Shiprocket ICICI Bank Axis Bank McAfee MSG91 Fast2SMS Textlocal Amazon Seller Flipkart Seller Hub eBay Etsy Alibaba GitHub Oracle
Booking.com Airbnb Expedia Agoda Trip.com Vrbo Hostelworld Traveloka Hotelbeds Klook HRS eDreams

Running in production across a 97-terminal retail network, three defence & PSU canteens running air-gapped, field-custody stock at a national institute — and SCADA-controlled water-treatment plants.

Questions

About Payments Hub.

vs Square: They monetise your card volume (2.6%+ per tap forever). We charge for software — bring your own processor and UPI rails. vs Stripe Terminal: Their lock-in is the point; our PCI-DSS tokenisation keeps card-on-file processor-agnostic. vs Petpooja: Multi-tender splits, house accounts and offline-safe refunds — not gated behind their highest tier. See the full comparison & TCO math →

Payments Hub is included from the Growth plan (₹2,999/site/mo billed yearly · ₹3,799/mo monthly · $39/mo · or ₹99,999 One-Time Perpetual), which unlocks all 28 core modular apps at that site across unlimited staff accounts and unlimited registers — you never pay a seat tax when hiring for peak season. It is also included in Scale (₹7,999/site/mo) and Enterprise, with automatic −10% at 10+ sites and −20% at 25+ sites.

Every operation in Payments Hub — including split tender and custom tenders — executes locally at the edge with zero cloud round-trip. Tills, kitchen screens, scanners and counters keep running at full speed with the cable unplugged, queue ledger entries locally, and reconcile upstream in strict sequence when the link returns. It runs on hardware you already own: Windows, Android, iPad, standard ESC/POS & ZPL printers, barcode scanners, weight scales and EMV terminals.

There is no API glue, webhook chain or CSV sync to maintain. Payments Hub shares the exact same live stock, customer and fiscal ledger row as POS Terminal, Distributors and GPS Cashier — switching them on simply exposes new workflows over the data your sites are already generating.

Single-site teams go live the same afternoon using one-shot Excel/CSV bulk import for items, barcodes, vendors, customer balances and opening stock. Multi-site rollouts on Scale and Enterprise include a dedicated staging sandbox and a named migration engineer who validates parallel runs before cutover. Start a 14-day free trial →

Trusted by

Businesses operating on Ultra Z.

Indian Army Indian Air Force NIT Calicut Government of Mizoram Bharat Gas BPCL Manufacturing client Annapurna Agro Chemicals Bamboo Kitchen, Kashmir BCX Bio Organics Niya Battery Laziz Pizza URO Vision Villa Restro Cafe Mclay Perfume and Attar Ram Lal Kapoor Trust

Put Payments Hub on your floor today.

Run a guided trial on your own catalogue with no card required, model this module in the live site calculator, or walk through a live system with an engineer.