Split any bill across cash, card, UPI/QR and credit.
◈ Included from the Growth plan (₹2,999/site/mo yearly)
Divide any bill across cash, card, UPI/QR, wallet and Pay Later credit — any combination, any order.
House account, store credit, voucher schemes — if your counter takes it, the tender screen shows it.
Take part-payment now and park the balance on the house ledger — the customer settles across multiple split payments over time.
Change tender currency inside the running sale — priced in one, paid in another, both posted clean.
Refunds post offline and reconcile on reconnect — the queue never waits on a card network.
House accounts with limits, statements and ageing, settled against the same ledger.
PAN data never touches the register. PCI-DSS tokenisation is on by default.
Included from the Growth plan (₹2,999/site/mo yearly).

Nothing here needs connecting. Turning an app on simply reveals capability that is already reading the same data.
Running in production across a 97-terminal retail network, three defence & PSU canteens running air-gapped, field-custody stock at a national institute — and SCADA-controlled water-treatment plants.
vs Square: They monetise your card volume (2.6%+ per tap forever). We charge for software — bring your own processor and UPI rails. vs Stripe Terminal: Their lock-in is the point; our PCI-DSS tokenisation keeps card-on-file processor-agnostic. vs Petpooja: Multi-tender splits, house accounts and offline-safe refunds — not gated behind their highest tier. See the full comparison & TCO math →
Payments Hub is included from the Growth plan (₹2,999/site/mo billed yearly · ₹3,799/mo monthly · $39/mo · or ₹99,999 One-Time Perpetual), which unlocks all 28 core modular apps at that site across unlimited staff accounts and unlimited registers — you never pay a seat tax when hiring for peak season. It is also included in Scale (₹7,999/site/mo) and Enterprise, with automatic −10% at 10+ sites and −20% at 25+ sites.
Every operation in Payments Hub — including split tender and custom tenders — executes locally at the edge with zero cloud round-trip. Tills, kitchen screens, scanners and counters keep running at full speed with the cable unplugged, queue ledger entries locally, and reconcile upstream in strict sequence when the link returns. It runs on hardware you already own: Windows, Android, iPad, standard ESC/POS & ZPL printers, barcode scanners, weight scales and EMV terminals.
There is no API glue, webhook chain or CSV sync to maintain. Payments Hub shares the exact same live stock, customer and fiscal ledger row as POS Terminal, Distributors and GPS Cashier — switching them on simply exposes new workflows over the data your sites are already generating.
Single-site teams go live the same afternoon using one-shot Excel/CSV bulk import for items, barcodes, vendors, customer balances and opening stock. Multi-site rollouts on Scale and Enterprise include a dedicated staging sandbox and a named migration engineer who validates parallel runs before cutover. Start a 14-day free trial →
Run a guided trial on your own catalogue with no card required, model this module in the live site calculator, or walk through a live system with an engineer.